Arizona HO8 Insurance

Arizona HO-8 Insurance policy is designed for older homes in Arizona. The Arizona HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Arizona are Prudential, Safeco, Farmers Insurance and Nationwide and they operate in cities such as Phoenix, Scottsdale, Glendale or Tucson.


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What Will HO8 Insurance Cover in Arizona?

A standard home insurance policy in Arizona whether you live in Phoenix, Tucson or Scottsdale will cover most damages to your AZ home and your personal belongings from perils such as burglary, aircrafts damage from falling objects, riots, theft, trucks or vehicles.

What is Arizona HO8 Insurance?

Homeowners insurance coverage that pays actual cash values or repairs in rebuilding cost and personal property. This type of policy is designed for older house or historical properties.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Arizona. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Arizona?

The policy will cover any home in the state Arizona such as:
  • Phoenix, AZ
  • Tucson, AZ
  • Scottsdale, AZ
  • Mesa, AZ
  • Glendale, AZ
  • Flagstaff, AZ
  • Chandler, AZ
  • Tempe, AZ
  • Bullhead City, AZ
  • Prescott, AZ
  • Kingman, AZ
  • Sun City, AZ
  • Peoria, AZ
  • Sierra Vista, AZ
  • Chinle, AZ
  • Apache Junction, AZ
  • Gilbert, AZ
  • Yuma, AZ
  • Sedona, AZ
  • Surprise, AZ