California HO-8 Insurance policy is
designed for older homes in California. The California HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in California are Prudential, Safeco, Farmers Insurance and Nationwide and they operate in cities such as Sacramento, San Diego, San Jose or Los Angeles.
What Will HO8 Insurance Cover in California?
A standard home insurance policy in California whether you live in Sacramento, Los Angeles or San Diego will cover most damages to your CA home and your personal belongings from perils such as fire, vandalism damage from falling objects, riots, theft, trucks or vehicles.
What is California HO8 Insurance?
Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.