Colorado HO8 Insurance

Colorado HO-8 Insurance policy is designed for older homes in Colorado. The Colorado HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Colorado are Mercury, State Farm Bureau and AAA and they operate in cities such as Denver, Boulder, Pueblo or Colorado Springs.


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What Will HO8 Insurance Cover in Colorado?

A standard home insurance policy in Colorado whether you live in Denver, Colorado Springs or Boulder will cover most damages to your CO home and your personal belongings from perils such as explosion, lightning damage from falling objects, riots, theft, trucks or vehicles.

What is Colorado HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Colorado. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Colorado?

The policy will cover any home in the state Colorado such as:
  • Denver, CO
  • Colorado Springs, CO
  • Boulder, CO
  • Aurora, CO
  • Pueblo, CO
  • Denver, CO
  • Arvada, CO
  • Lakewood, CO
  • Westminster, CO
  • Englewood, CO
  • Greeley, CO
  • Denver, CO
  • Littleton, CO
  • Littleton, CO
  • Grand Junction, CO
  • Centennial, CO
  • Thornton, CO
  • Wheat Ridge, CO
  • Golden, CO
  • Northglenn, CO