Florida HO-8 Insurance policy is designed for older homes in Florida.
The Florida HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Florida are Prudential, Safeco, Farmers Insurance and Nationwide and they operate in cities such as Miami, Tampa, Fort Lauderdale or Orlando.
What Will HO8 Insurance Cover in Florida?
A standard home insurance policy in Florida whether you live in Miami, Orlando or Tampa will cover most damages to your FL home and your personal belongings from perils such as burglary, aircrafts damage from falling objects, riots, theft, trucks or vehicles.
What is Florida HO8 Insurance?
Homeowners insurance coverage that pays actual cash values or repairs in rebuilding cost and personal property. This type of policy is designed for older house or historical properties.