Montana HO8 Insurance

Montana HO-8 Insurance policy is designed for older homes in Montana. The Montana HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Montana are Prudential, Safeco, Farmers Insurance and Nationwide and they operate in cities such as Billings, Missoula, Great Falls or Helena.


GET HOME INSURANCE RATES IN YOUR AREA
ZIP Code


What Will HO8 Insurance Cover in Montana?

A standard home insurance policy in Montana whether you live in Billings, Helena or Missoula will cover most damages to your MT home and your personal belongings from perils such as burglary, aircrafts damage from falling objects, riots, theft, trucks or vehicles.

What is Montana HO8 Insurance?

Homeowners insurance coverage that pays actual cash values or repairs in rebuilding cost and personal property. This type of policy is designed for older house or historical properties.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Montana. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Montana?

The policy will cover any home in the state Montana such as:
  • Billings, MT
  • Helena, MT
  • Missoula, MT
  • Bozeman, MT
  • Great Falls, MT
  • Butte, MT
  • Kalispell, MT
  • Ashland, MT
  • Boyd, MT
  • Dillon, MT
  • Glasgow, MT
  • Roundup, MT
  • Chinook, MT
  • Molt, MT
  • Cooke City, MT
  • Roberts, MT
  • Saint Marie, MT
  • Fallon, MT
  • Hysham, MT
  • Proctor, MT