New York HO-8 Insurance policy is
designed for older homes in New York. The New York HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in New York are Mercury, State Farm Bureau and AAA and they operate in cities such as New York, Albany, Buffalo or Brooklyn.
What Will HO8 Insurance Cover in New York?
A standard home insurance policy in New York whether you live in New York, Brooklyn or Albany will cover most damages to your NY home and your personal belongings from perils such as explosion, lightning damage from falling objects, riots, theft, trucks or vehicles.
What is New York HO8 Insurance?
Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.