Texas HO8 Insurance

Texas HO-8 Insurance policy is designed for older homes in Texas. The Texas HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Texas are Mercury, State Farm Bureau and AAA and they operate in cities such as Houston, Dallas, Austin or El Paso.


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What Will HO8 Insurance Cover in Texas?

A standard home insurance policy in Texas whether you live in Houston, El Paso or Dallas will cover most damages to your TX home and your personal belongings from perils such as hail, smoke, windstorm damage from falling objects, riots, theft, trucks or vehicles.

What is Texas HO8 Insurance?

Homeowners insurance coverage that pays actual cash values or repairs in rebuilding cost and personal property. This type of policy is designed for older house or historical properties.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Texas. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Texas?

The policy will cover any home in the state Texas such as:
  • Houston, TX
  • El Paso, TX
  • Dallas, TX
  • San Antonio, TX
  • Austin, TX
  • Fort Worth, TX
  • Corpus Christi, TX
  • Amarillo, TX
  • Lubbock, TX
  • Arlington, TX
  • Waco, TX
  • Tyler, TX
  • Beaumont, TX
  • Irving, TX
  • Abilene, TX
  • Midland, TX
  • Garland, TX
  • Denton, TX
  • Killeen, TX
  • Plano, TX