Utah HO8 Insurance

Utah HO-8 Insurance policy is designed for older homes in Utah. The Utah HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Utah are Prudential, Safeco, Farmers Insurance and Nationwide and they operate in cities such as Salt Lake City, Sandy, Saint George or Ogden.


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What Will HO8 Insurance Cover in Utah?

A standard home insurance policy in Utah whether you live in Salt Lake City, Ogden or Sandy will cover most damages to your UT home and your personal belongings from perils such as explosion, lightning damage from falling objects, riots, theft, trucks or vehicles.

What is Utah HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Utah. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Utah?

The policy will cover any home in the state Utah such as:
  • Salt Lake City, UT
  • Ogden, UT
  • Sandy, UT
  • Provo, UT
  • Saint George, UT
  • West Valley, UT
  • Murray, UT
  • West Valley City, UT
  • Orem, UT
  • Logan, UT
  • Park City, UT
  • Taylorsville, UT
  • Clearfield, UT
  • Holladay, UT
  • Pleasant View, UT
  • Marriott-Slaterville City, UT
  • Layton, UT
  • North Ogden, UT
  • Hooper, UT
  • MS City, UT