Alaska HO8 Insurance

Alaska HO-8 Insurance policy is designed for older homes in Alaska. The Alaska HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Alaska are AllState and Auto Club and they operate in cities such as Anchorage, Juneau, Wasilla or Fairbanks.


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What Will HO8 Insurance Cover in Alaska?

A standard home insurance policy in Alaska whether you live in Anchorage, Fairbanks or Juneau will cover most damages to your AK home and your personal belongings from perils such as fire, vandalism damage from falling objects, riots, theft, trucks or vehicles.

What is Alaska HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Alaska. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Alaska?

The policy will cover any home in the state Alaska such as:
  • Anchorage, AK
  • Fairbanks, AK
  • Juneau, AK
  • Bethel, AK
  • Wasilla, AK
  • Barrow, AK
  • McGrath, AK
  • Ketchikan, AK
  • Tok, AK
  • Kodiak, AK
  • Cordova, AK
  • Saint Paul Island, AK
  • Healy, AK
  • Iliamna, AK
  • Fort Yukon, AK
  • Chignik, AK
  • Kasaan, AK
  • Kenai, AK
  • Nenana, AK
  • Edna Bay, AK