Delaware HO8 Insurance

Delaware HO-8 Insurance policy is designed for older homes in Delaware. The Delaware HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Delaware are Mercury, State Farm Bureau and AAA and they operate in cities such as Wilmington, Dover, Greenville or Newark.


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What Will HO8 Insurance Cover in Delaware?

A standard home insurance policy in Delaware whether you live in Wilmington, Newark or Dover will cover most damages to your DE home and your personal belongings from perils such as explosion, lightning damage from falling objects, riots, theft, trucks or vehicles.

What is Delaware HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Delaware. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Delaware?

The policy will cover any home in the state Delaware such as:
  • Wilmington, DE
  • Newark, DE
  • Dover, DE
  • Fenwick Island, DE
  • Greenville, DE
  • Selbyville, DE
  • Edgemoor, DE
  • Ocean View, DE
  • New Castle, DE
  • Millville, DE
  • Clarksville, DE
  • Yorklyn, DE
  • Dagsboro, DE
  • Clayton, DE
  • Claymont, DE
  • Cheswold, DE
  • Camden Wyoming, DE
  • Bridgeville, DE
  • Blades, DE
  • Bethel, DE