District of Columbia HO8 Insurance

District of Columbia HO-8 Insurance policy is designed for older homes in District of Columbia. The District of Columbia HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in District of Columbia are Mercury, State Farm Bureau and AAA and they operate in cities such as Washington, , or .


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What Will HO8 Insurance Cover in District of Columbia?

A standard home insurance policy in District of Columbia whether you live in Washington, or will cover most damages to your DC home and your personal belongings from perils such as explosion, lightning damage from falling objects, riots, theft, trucks or vehicles.

What is District of Columbia HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in District of Columbia. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in District of Columbia?

The policy will cover any home in the state District of Columbia such as:
  • Washington, DC