Idaho HO8 Insurance

Idaho HO-8 Insurance policy is designed for older homes in Idaho. The Idaho HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Idaho are Mercury, State Farm Bureau and AAA and they operate in cities such as Boise, Pocatello, Sandpoint or Idaho Falls.


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What Will HO8 Insurance Cover in Idaho?

A standard home insurance policy in Idaho whether you live in Boise, Idaho Falls or Pocatello will cover most damages to your ID home and your personal belongings from perils such as hail, smoke, windstorm damage from falling objects, riots, theft, trucks or vehicles.

What is Idaho HO8 Insurance?

Homeowners insurance coverage that pays actual cash values or repairs in rebuilding cost and personal property. This type of policy is designed for older house or historical properties.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Idaho. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Idaho?

The policy will cover any home in the state Idaho such as:
  • Boise, ID
  • Idaho Falls, ID
  • Pocatello, ID
  • Nampa, ID
  • Sandpoint, ID
  • Rexburg, ID
  • Caldwell, ID
  • Coeur d'Alene, ID
  • Soda Springs, ID
  • Twin Falls, ID
  • Dubois, ID
  • Ashton, ID
  • Ammon, ID
  • North Fork, ID
  • Ovid, ID
  • Grangeville, ID
  • McCall, ID
  • Island Park, ID
  • Meridian, ID
  • Paris, ID