Indiana HO8 Insurance

Indiana HO-8 Insurance policy is designed for older homes in Indiana. The Indiana HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Indiana are Prudential, Safeco, Farmers Insurance and Nationwide and they operate in cities such as Indianapolis, Evansville, Terre Haute or Fort Wayne.


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What Will HO8 Insurance Cover in Indiana?

A standard home insurance policy in Indiana whether you live in Indianapolis, Fort Wayne or Evansville will cover most damages to your IN home and your personal belongings from perils such as burglary, aircrafts damage from falling objects, riots, theft, trucks or vehicles.

What is Indiana HO8 Insurance?

Homeowners insurance coverage that pays actual cash values or repairs in rebuilding cost and personal property. This type of policy is designed for older house or historical properties.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Indiana. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Indiana?

The policy will cover any home in the state Indiana such as:
  • Indianapolis, IN
  • Fort Wayne, IN
  • Evansville, IN
  • South Bend, IN
  • Terre Haute, IN
  • Gary, IN
  • Lafayette, IN
  • Bloomington, IN
  • Jeffersonville, IN
  • Anderson, IN
  • Hammond, IN
  • Crawfordsville, IN
  • La Fayette, IN
  • Muncie, IN
  • Kokomo, IN
  • Elkhart, IN
  • Southport, IN
  • Fowler, IN
  • Mishawaka, IN
  • Goshen, IN