Kansas HO8 Insurance

Kansas HO-8 Insurance policy is designed for older homes in Kansas. The Kansas HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Kansas are AllState and Auto Club and they operate in cities such as Wichita, Shawnee Mission, Kansas City or Topeka.


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What Will HO8 Insurance Cover in Kansas?

A standard home insurance policy in Kansas whether you live in Wichita, Topeka or Shawnee Mission will cover most damages to your KS home and your personal belongings from perils such as fire, vandalism damage from falling objects, riots, theft, trucks or vehicles.

What is Kansas HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Kansas. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Kansas?

The policy will cover any home in the state Kansas such as:
  • Wichita, KS
  • Topeka, KS
  • Shawnee Mission, KS
  • Overland Park, KS
  • Kansas City, KS
  • Lenexa, KS
  • Shawnee, KS
  • Prairie Village, KS
  • Lawrence, KS
  • Manhattan, KS
  • Olathe, KS
  • Mission, KS
  • Leawood, KS
  • Hutchinson, KS
  • Merriam, KS
  • Eastborough, KS
  • Stanley, KS
  • Marysville, KS
  • Alma, KS
  • Madison, KS