Maine HO8 Insurance

Maine HO-8 Insurance policy is designed for older homes in Maine. The Maine HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Maine are Mercury, State Farm Bureau and AAA and they operate in cities such as Portland, Freeport, Ashland or Augusta.


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What Will HO8 Insurance Cover in Maine?

A standard home insurance policy in Maine whether you live in Portland, Augusta or Freeport will cover most damages to your ME home and your personal belongings from perils such as hail, smoke, windstorm damage from falling objects, riots, theft, trucks or vehicles.

What is Maine HO8 Insurance?

Homeowners insurance coverage that pays actual cash values or repairs in rebuilding cost and personal property. This type of policy is designed for older house or historical properties.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Maine. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Maine?

The policy will cover any home in the state Maine such as:
  • Portland, ME
  • Augusta, ME
  • Freeport, ME
  • Auburn, ME
  • Ashland, ME
  • Windham, ME
  • Biddeford, ME
  • Tenants Harbor, ME
  • Boothbay Harbor, ME
  • Lewiston, ME
  • Gardiner, ME
  • Danforth, ME
  • Greenville, ME
  • Houlton, ME
  • Dryden, ME
  • Brownville, ME
  • Camden, ME
  • Buxton, ME
  • Brunswick, ME
  • Castine, ME