Massachusetts HO8 Insurance

Massachusetts HO-8 Insurance policy is designed for older homes in Massachusetts. The Massachusetts HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Massachusetts are Prudential, Safeco, Farmers Insurance and Nationwide and they operate in cities such as Boston, Worcester, Cambridge or Springfield.


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What Will HO8 Insurance Cover in Massachusetts?

A standard home insurance policy in Massachusetts whether you live in Boston, Springfield or Worcester will cover most damages to your MA home and your personal belongings from perils such as hail, smoke, windstorm damage from falling objects, riots, theft, trucks or vehicles.

What is Massachusetts HO8 Insurance?

Homeowners insurance coverage that pays actual cash values or repairs in rebuilding cost and personal property. This type of policy is designed for older house or historical properties.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Massachusetts. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Massachusetts?

The policy will cover any home in the state Massachusetts such as:
  • Boston, MA
  • Springfield, MA
  • Worcester, MA
  • Newton, MA
  • Cambridge, MA
  • New Bedford, MA
  • Fall River, MA
  • Woburn, MA
  • Lynn, MA
  • Framingham, MA
  • Lowell, MA
  • Chicopee, MA
  • Andover, MA
  • Haverhill, MA
  • Brockton, MA
  • Amherst, MA
  • Lawrence, MA
  • Middleboro, MA
  • Quincy, MA
  • Waltham, MA