Mississippi HO8 Insurance

Mississippi HO-8 Insurance policy is designed for older homes in Mississippi. The Mississippi HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Mississippi are Mercury, State Farm Bureau and AAA and they operate in cities such as Jackson, Pascagoula, Gulfport or Biloxi.


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What Will HO8 Insurance Cover in Mississippi?

A standard home insurance policy in Mississippi whether you live in Jackson, Biloxi or Pascagoula will cover most damages to your MS home and your personal belongings from perils such as burglary, aircrafts damage from falling objects, riots, theft, trucks or vehicles.

What is Mississippi HO8 Insurance?

Homeowners insurance coverage that pays actual cash values or repairs in rebuilding cost and personal property. This type of policy is designed for older house or historical properties.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Mississippi. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Mississippi?

The policy will cover any home in the state Mississippi such as:
  • Jackson, MS
  • Biloxi, MS
  • Pascagoula, MS
  • Meridian, MS
  • Gulfport, MS
  • Columbus, MS
  • Hattiesburg, MS
  • Bay Saint Louis, MS
  • Jackson, MS
  • Greenville, MS
  • Tupelo, MS
  • Vicksburg, MS
  • Laurel, MS
  • Brandon, MS
  • Brookhaven, MS
  • Holly Springs, MS
  • Clinton, MS
  • Pearl, MS
  • Nesbit, MS
  • Natchez, MS