Nebraska HO8 Insurance

Nebraska HO-8 Insurance policy is designed for older homes in Nebraska. The Nebraska HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Nebraska are Mercury, State Farm Bureau and AAA and they operate in cities such as Omaha, Omaha, Bellevue or Lincoln.


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What Will HO8 Insurance Cover in Nebraska?

A standard home insurance policy in Nebraska whether you live in Omaha, Lincoln or Omaha will cover most damages to your NE home and your personal belongings from perils such as explosion, lightning damage from falling objects, riots, theft, trucks or vehicles.

What is Nebraska HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Nebraska. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Nebraska?

The policy will cover any home in the state Nebraska such as:
  • Omaha, NE
  • Lincoln, NE
  • Omaha, NE
  • Kearney, NE
  • Bellevue, NE
  • Millard, NE
  • Grand Island, NE
  • North Platte, NE
  • Norfolk, NE
  • Columbus, NE
  • Papillion, NE
  • Scottsbluff, NE
  • Sidney, NE
  • Hebron, NE
  • Hastings, NE
  • Blair, NE
  • Millard Highlands, NE
  • Oshkosh, NE
  • Berwyn, NE
  • Fremont, NE