Nevada HO8 Insurance

Nevada HO-8 Insurance policy is designed for older homes in Nevada. The Nevada HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Nevada are AllState and Auto Club and they operate in cities such as Las Vegas, Henderson, North Las Vegas or Reno.


GET HOME INSURANCE RATES IN YOUR AREA
ZIP Code


What Will HO8 Insurance Cover in Nevada?

A standard home insurance policy in Nevada whether you live in Las Vegas, Reno or Henderson will cover most damages to your NV home and your personal belongings from perils such as fire, vandalism damage from falling objects, riots, theft, trucks or vehicles.

What is Nevada HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Nevada. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Nevada?

The policy will cover any home in the state Nevada such as:
  • Las Vegas, NV
  • Reno, NV
  • Henderson, NV
  • Carson City, NV
  • North Las Vegas, NV
  • Sparks, NV
  • Pahrump, NV
  • Elko, NV
  • Fallon, NV
  • The Lakes, NV
  • Incline Village, NV
  • Gardnerville, NV
  • Boulder City, NV
  • Sun Valley, NV
  • Zephyr Cove, NV
  • Jean, NV
  • Indian Springs, NV
  • Laughlin, NV
  • Lockwood, NV
  • Ely, NV