Oklahoma HO8 Insurance

Oklahoma HO-8 Insurance policy is designed for older homes in Oklahoma. The Oklahoma HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Oklahoma are Mercury, State Farm Bureau and AAA and they operate in cities such as Oklahoma City, Lawton, Oklahoma City or Tulsa.


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What Will HO8 Insurance Cover in Oklahoma?

A standard home insurance policy in Oklahoma whether you live in Oklahoma City, Tulsa or Lawton will cover most damages to your OK home and your personal belongings from perils such as explosion, lightning damage from falling objects, riots, theft, trucks or vehicles.

What is Oklahoma HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Oklahoma. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Oklahoma?

The policy will cover any home in the state Oklahoma such as:
  • Oklahoma City, OK
  • Tulsa, OK
  • Lawton, OK
  • Norman, OK
  • Oklahoma City, OK
  • Stillwater, OK
  • Enid, OK
  • Ponca City, OK
  • Bartlesville, OK
  • Edmond, OK
  • Warr Acres, OK
  • Muskogee, OK
  • Broken Arrow, OK
  • Moore, OK
  • Midwest City, OK
  • Shawnee, OK
  • Altus, OK
  • Claremore, OK
  • Duncan, OK
  • Ardmore, OK