Oregon HO8 Insurance

Oregon HO-8 Insurance policy is designed for older homes in Oregon. The Oregon HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Oregon are AllState and Auto Club and they operate in cities such as Portland, Eugene, Portland or Salem.


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What Will HO8 Insurance Cover in Oregon?

A standard home insurance policy in Oregon whether you live in Portland, Salem or Eugene will cover most damages to your OR home and your personal belongings from perils such as fire, vandalism damage from falling objects, riots, theft, trucks or vehicles.

What is Oregon HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Oregon. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Oregon?

The policy will cover any home in the state Oregon such as:
  • Portland, OR
  • Salem, OR
  • Eugene, OR
  • Beaverton, OR
  • Portland, OR
  • Bend, OR
  • Klamath Falls, OR
  • Beaumont Wilshire, OR
  • Corvallis, OR
  • Medford, OR
  • Grants Pass, OR
  • Portland, OR
  • Springfield, OR
  • Tigard, OR
  • Chiloquin, OR
  • Oak Grove, OR
  • Milwaukie, OR
  • Hillsboro, OR
  • Banks, OR
  • Creston-Kenilworth, OR