Pennsylvania HO8 Insurance

Pennsylvania HO-8 Insurance policy is designed for older homes in Pennsylvania. The Pennsylvania HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Pennsylvania are AllState and Auto Club and they operate in cities such as Philadelphia, Erie, Wilkes-Barre or Pittsburgh.


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What Will HO8 Insurance Cover in Pennsylvania?

A standard home insurance policy in Pennsylvania whether you live in Philadelphia, Pittsburgh or Erie will cover most damages to your PA home and your personal belongings from perils such as explosion, lightning damage from falling objects, riots, theft, trucks or vehicles.

What is Pennsylvania HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Pennsylvania. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Pennsylvania?

The policy will cover any home in the state Pennsylvania such as:
  • Philadelphia, PA
  • Pittsburgh, PA
  • Erie, PA
  • Harrisburg, PA
  • Wilkes-Barre, PA
  • Scranton, PA
  • Reading, PA
  • Allentown, PA
  • York, PA
  • Lancaster, PA
  • Johnstown, PA
  • Norristown, PA
  • Valley Forge, PA
  • McKeesport, PA
  • New Castle, PA
  • Media, PA
  • State College, PA
  • Camp Hill, PA
  • Levittown, PA
  • Chester, PA