South Carolina HO8 Insurance

South Carolina HO-8 Insurance policy is designed for older homes in South Carolina. The South Carolina HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in South Carolina are Mercury, State Farm Bureau and AAA and they operate in cities such as Columbia, Greenville, Beaufort or Charleston.


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What Will HO8 Insurance Cover in South Carolina?

A standard home insurance policy in South Carolina whether you live in Columbia, Charleston or Greenville will cover most damages to your SC home and your personal belongings from perils such as fire, vandalism damage from falling objects, riots, theft, trucks or vehicles.

What is South Carolina HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in South Carolina. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in South Carolina?

The policy will cover any home in the state South Carolina such as:
  • Columbia, SC
  • Charleston, SC
  • Greenville, SC
  • Spartanburg, SC
  • Beaufort, SC
  • Myrtle Beach, SC
  • Aiken, SC
  • Florence, SC
  • Anderson, SC
  • Sumter, SC
  • West Columbia, SC
  • North Charleston, SC
  • Hilton Head Island, SC
  • Rock Hill, SC
  • Orangeburg, SC
  • North Augusta, SC
  • Hilton Head, SC
  • Greenwood, SC
  • Clemson, SC
  • Lexington, SC