Washington HO8 Insurance

Washington HO-8 Insurance policy is designed for older homes in Washington. The Washington HO8 insurance companies usually only cover the actual cash value of the home in the event of a claim. Leading homeowners insurance companies in Washington are Prudential, Safeco, Farmers Insurance and Nationwide and they operate in cities such as Seattle, Spokane, Olympia or Tacoma.


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What Will HO8 Insurance Cover in Washington?

A standard home insurance policy in Washington whether you live in Seattle, Tacoma or Spokane will cover most damages to your WA home and your personal belongings from perils such as fire, vandalism damage from falling objects, riots, theft, trucks or vehicles.

What is Washington HO8 Insurance?

Useful on older buildings that may be of historic importance and has a lower market value than pure replacement cost.

What is the main difference between HO3 and HO8 Insurance?

HO3 insurance is the most common for of coverage in Washington. HO8 is designed for older homes where you get cash value for the home after deducting any depreciation against the property.

What areas can qualify for HO8 Home Insurance in Washington?

The policy will cover any home in the state Washington such as:
  • Seattle, WA
  • Tacoma, WA
  • Spokane, WA
  • Vancouver, WA
  • Olympia, WA
  • Auburn, WA
  • Spokane Valley, WA
  • Everett, WA
  • Kent, WA
  • Bellevue, WA
  • Yakima, WA
  • Lakewood, WA
  • Renton, WA
  • Puyallup, WA
  • Seatac, WA
  • Tukwila, WA
  • Lacey, WA
  • Federal Way, WA
  • Bremerton, WA
  • Bellingham, WA