HO8 Insurance

Typically designed for older single family homes, the HO8 insurance policy will cover the actual cash value of the home should the home be damaged or destroyed. A lot of homeowners may have trouble getting regular homeowners insurance to cover replacement cost because of the age of the home. Talk to a professional insurance agent for more information.

Zip Code

What is the difference between HO3 and HO8?

HO3 is a policy that covers the most perils while HO8 is designed for older homes that lets you receive the actual cash value for your damages after deducting the depreciation cost.